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There is a saying: “To be an investor you must be a believer in a better tomorrow.” Benjamin Graham This fundamentally sums up our attitude to life, when we recognise our highest self, we tend to believe in a better tomorrow, across anything and everything. I am no savvy investor but I have humbly dabbled in few investment channels like unit trusts, land banking, trading forex and value-investing stocks, even FDs etc.   Every single thing that I wanted to go into, there would be naysayers, the doomsday predictors, I remember even letting a young savvy investor talked me out of putting money in a certain US blue-chips despite having done my research and ignored the intuitive fire in my belly. Today Netflix has gone from $113 to $190 . I have gained significantly from those investments which were deemed as scam for eg land banking, autotrading, etc. My point to this is believe in yourself, do your homework, read and understand, never ever take anyone's words excep